Services and Benefits

UFCW Federal Credit Union is a financial institution committed to providing our members quality financial services at competitive rates.

Membership
Open a Share Savings Account to become immediately eligible for all of the financial services we offer. Your initial deposit of $10.00 or more -- $5.00 minimum account balance and $5.00 one-time membership fee -- is your share in the credit union.

Share Draft/Checking
Your credit union offers checking accounts with no monthly service charges, per check charges, or minimum balance requirement. You may access all of your credit union accounts and conduct transactions 24-hours a day with our time-saving Speedy Access System (automated phone teller) and Home Banking (Virtual Branch online banking).

VISA Check Card
Need access to your account 24/7? Our FREE VISA Check Card will provide you the ability to make deposits, withdrawals, transfers and balance inquiries at your convenience. Present your VISA Check Card at over 12 million retail stores and the purchase will be withdrawn from your checking account. Carry your credit union in your back pocket with our VISA Check Card.

Home Banking (Virtual Branch online banking)
From the comfort of your home, check your balance, pay bills, make loan payments and transfers, and view or print cleared checks and statements using this FREE service.

Speedy Access (automated phone teller)
Speedy Access lets you manage your accounts using a touch tone phone. Review account transactions, identify cleared checks, verify balances, transfer funds between accounts and more -- from anywhere at any time. It's a FREE credit union service.

Loans to Fit Your Needs
Low competitive rates, flexible terms and a wide selection of loans make UFCW FCU your prime lending institution. Our Loan Department staff will help you choose the best solution for your needs.

Lifestyle Loans
New Vehicle Loans
Used Vehicle Loans
First Mortgages
Home Equity Fixed Rate Loans
Signature Loans
VISA Credit Cards

Member Pay Credit Life and Disability Insurance are available for most loans. Please ask for details when you apply.

UFCW FCU's Nationwide Mortgage Licensing System and Registry (NMLS) number is 401449. For more information or to apply online, please visit https://ufcwpa.mortgagewebcenter.com.

Direct Deposit & Payroll Deduction
Direct Deposit is the safest and fastest way to deposit your net pay, Social Security check or pension check into your credit union account. Never again worry about a lost, stolen or mail-delayed check.

Payroll Deduction allows you to designate a portion of your check to make loan payments or establish a regular savings plan. Both are FREE credit union services.

Classic & Platinum Visa Cards
A UFCW FCU VISA Credit Card can save you money over other major credit cards. Plus, you have the convenience of cash advances at thousands of locations nationwide -- including ATM machines.

Savings/Investment Accounts
Choose the high-yield investment and savings accounts you need to reach your financial goals. We can help you establish a regular savings plan -- call today for details!

Share Certificate Accounts - You can earn the highest possible rate with as little as $500.00. You can open a certificate for 6 months to 60 months.
Supersonic Accounts - Earn higher dividends but don't tie up your funds. Maintain a balance of $500.00 and be able to make withdrawals at any time without penalty.
Traditional And Roth IRA's - Plan for your financial security and retirement. You can make IRA deposits at your convenience through payroll deduction, direct deposit or a single annual deposit.
Club Accounts - Save for your dream vacation, holiday needs, home repairs, taxes, etc. No minimum balance required and no early withdrawal penalties.
Regular Share Savings Account - Your membership at UFCW FCU begins with your savings account.

More Great Services...
Take advantage of these additional services that are available at the credit union or online:

Brokerage Services
Quarterly Newsletters
Student Scholarships
US Postage Stamps
Discounted Amusement Park Tickets
Discounted Movie Theater Tickets
Discounted Wilkes-Barre/Scranton Penguins Hockey Tickets
Online No-Surcharge ATM Locator
Refer-a-Loan Lending Program
VISA Gift Cards

Click here to locate a CU$ NON-SURCHARGE ATM


Financially Strong, Federally Insured
All member accounts are federally insured for up to $250,000 by the NCUSIF (National Credit Union Share Insurance Fund). The fund is regulated by the NCUA (National Credit Union Administration), an agency of the federal government. Individual Retirement Accounts (IRAs) are insured separately for up to $250,000.

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