Loan Rates Share Rates Certificate Rates Fee Schedule
Effective as of: April 15, 2021
New Vehicle Loans (2020 - 2021)
| Term | No Column Data | APR * | No Column Data | No Column Data |
|---|---|---|---|---|
| Up to 84 months | As low as 1.99% |
Used Vehicle Loans (2019 and older)
| Term | No Column Data | APR ** | No Column Data | No Column Data |
|---|---|---|---|---|
| Up to 84 months | As low as 4.30% |
Signature Loans
| Term | No Column Data | APR*** | No Column Data | No Column Data |
|---|---|---|---|---|
| Up to 72 months | As low as 8.90% |
Share Secured Loans
| Term | No Column Data | APR | Monthly Payment per $1000 Borrowed | No Column Data |
|---|---|---|---|---|
| Up to 120 months | 5.00% | $11.10 per $1000 |
VISA
| No Column Data | No Column Data | APR | No Column Data | No Column Data |
|---|---|---|---|---|
| VISA Platinum or Secured | As low as 7.90%**** |
First Mortgage Rates-Purchase Only
First Mortgage Rate-Purchase-Minimum Down Payment is 5%
| Term | No Column Data | APR | Monthly Payment per $1,000.00 Borrowed | No Column Data |
|---|---|---|---|---|
| 15 Years | 2.565% | $ 6.67 per $1,000.00 | ||
| 30 Years | 3.111% | $ 4.26 per $1,000.00 |
APR is Annual Percentage Rate. Payments do not include amounts for fees, taxes and insurance premiums, if applicable, the actual payment obligation will be greater.
First Mortgage Rates-1st Lien-Home Equity or Refinance
| Term | No Column Data | APR | Monthly Payment per $1,000.00 Borrowed | No Column Data |
|---|---|---|---|---|
| 7 Years | 3.90% | $13.62 per $1,000.00 | ||
| 10 Years | 3.90% | $10.07 per $1,000.00 | ||
| 15 Years | 3.90% | $ 7.34 per $1,000.00 |
APR is Annual Percentage Rate. Payments do not include amounts for fees, taxes and insurance premiums, if applicable, the actual payment obligation will be greater.
First Mortgage Rates-1st Lien-Home Equity or Refinance (New Loans Only)
| Term | No Column Data | APR | Monthly Payment per $1,000.00 Borrowed | No Column Data |
|---|---|---|---|---|
| 10 Years | 2.99% | $9.66 per $1,000.00 | ||
| 15 Years | 3.49% | $7.15 per $1,000.00 |
APR is Annual Percentage Rate. Payments do not include amounts for fees, taxes and insurance premiums, if applicable, the actual payment obligation will be greater.
Second Mortgage-2nd Lien-Home Improvements
~ 75% of Appraisal Value, Minus Liens ~ ~ ~ $200,000 Maximum Loan Amount
| Term | No Column Data | APR | Monthly Payment per $1,000 Borrowed | No Column Data |
|---|---|---|---|---|
| Up to 60 Months | 6.00% | $19.34 on a 60-month loan | ||
| 61 to 84 Months | 6.25% | $14.12 on a 84-month loan | ||
| 86 to 120 Months | 6.50% | $11.36 on a 120-month loan |
APR is Annual Percentage Rate. Payments do not include amount for fees, taxes and insurance premiums, if applicable, the actual payment obligation will be greater.
* To receive an Annual Percentage Rate (APR) as low as 1.99% you must be a qualified borrower who meets certain credit criteria. A 60-month term loan with a 1.99% fixed APR would have monthly payments of $17.52 per $1000 borrowed. Loan to value requirements apply.
** To receive an Annual Percentage Rate (APR) as low as 4.30% you must be a qualified borrower who meets certain credit criteria. A 60-month term loan with a 4.30% fixed APR would have monthly payments of $18.55 per $1000 borrowed. Loan to value requirements apply.
*** To receive an Annual Percentage Rate (APR) as low as 8.90% you must be a qualified borrower who meets certain credit criteria. A 60-month term loan with an 8.90% fixed APR would have monthly payments of $20.71 per $1000 borrowed.
These payment examples are for illustration purposes only. Your actual payment may vary and is based on credit worthiness and underwriting factors. Proof of income is required at time of loan funding. Must meet membership requirements and fees may apply. All credit union loan programs, rates, terms and conditions are subject to change without notice.
**** To receive an Annual Percentage Rate (APR) as low as 7.90% you must be a qualified borrower who meets certain credit criteria.