Loan Rates Share Rates Certificate Rates Fee Schedule
Effective as of: January 01, 2021
| Type of Loan | Term | APR | Monthly Payment | |
|---|---|---|---|---|
| Savings dividends are calculated and posted quarterly, on the average daily balance. A $100 minimum average daily balance must stay in the account to gain dividends. Supersonic accounts must maintain a $500 minimum average daily balance to gain a dividend. Dividend rates are for the previous quarter. All rates are subject to change without notice. | ||||
| The Dividend rate may change after the account is opened. | ||||
| Share Accounts | ||||
| Type | Dividend Rate | APY(Annual Percentage Yield) | Minimum Balance | |
| Regular Share Account | .02% | .02% | $100 to $4,995 | |
| Regular Share Account | .05% | .05% | Over $5,000 | |
| Supersonic Account | .06% | .06% | $500 minimum to gain a dividend | |
| Christmas Club | .01% | .01% | ||
| All Other Accounts | .01% | .01% | ||
| IRA Account | 0.09% | 0.09% | ||
| Fees could reduce the earnings on the account. | ||||