Loan Rates Share Rates Certificate Rates Fee Schedule
Effective as of: June 1, 2020
| Type of Loan | Term | APR | Monthly Payment |
|---|---|
| Fee Schedule | |
| Minimum balance required for share account | $5 |
| Refer to loan documents for loan-related fees. | |
| General Fees | |
| Account Closure | $5 |
| Account History | $1/per page |
| Account Reconciliation/Research | $30/per hour |
| Address Locator | $5/per month |
| Corporate Checks (per check) | $2 |
| Corporate Check Stop Payment Order | $20 |
| Dormant Account (no activity for 18 months) | $5/per month |
| Legal Order (levy, subpoena, etc.) | $50 |
| Monthly/Quarterly Statements (paper, mailed)As of July 1, 2013 | $2/per account |
| Monthly/Quarterly Statements (electronic) | no charge |
| New Membership | $5 |
| Personal Document Copies (member's request) | $1/per page |
| Personal Document Faxes (member's request) | $1/per page |
| Statement Copy | $1/per page |
| Wire Transfers | |
| Outgoing Western Union | $25 |
| Outgoing Continental U.S | $25 |
| Outgoing International | $40 |
| Checking Accounts | |
| Copy of Check/Draft (within the past 2 years) | $5/per check |
| Copy of Check/Draft (over 2 years) | $8/per check |
| Non-sufficient Funds (NSF)/Uncollected Funds Fee | $30 |
| Personalized Checks | varies with style |
| Replacement Check Reorder Form | $7 |
| Returned Check/ACH Item | $30 |
| Returned Deposited Check | $10 |
| Stop-Payment Order (ACH item, single check, check series) | $20 |
| Second Chance Checking Account | $25 |
| VISA Check Card | |
| Card Replacement | $7 |
| Maintenance (As of 3/1/16) | $1 monthly |
| Overdrawn Account | $30 |
| Empty ATM Deposit Envelope | $25 |
| Visa Credit Card | |
| Application | $5 |
| Cash Advance | $5 |
| Late Payment Fee (assessed by Visa) | $20 |
| Returned Payment Fee (assessed by Visa) | $20 |
| A fee may be imposed for either an EFT or a balance inquiry at an ATM by either the ATM operator or by any network used to complete the transfer. | |